For $55, you can skip the $500 damage deposit and cover accidental damage up to $3,000. Spills, scuffs, broken glass. The things that happen when you're actually living in a place. All you need to do is let management know about any damage before you check out, and the plan takes care of the rest. You can add protection at any point up to and including check-in day.

Travel protection costs 7.5% of your total stay and is separate from damage protection. It covers the loss of prepaid, non-refundable trip costs if your trip is canceled or interrupted due to certain unforeseeable events. Outstanding reservation costs at the time of cancellation are not eligible for reimbursement, and the cost of the plan itself is not eligible for a full refund outside the plan's free-look period. Terms and conditions apply. Read your plan documents carefully and contact Generali Global Assistance directly with coverage questions. Travel insurance coverages are underwritten by Generali U.S. Branch, New York, NY; NAIC # 11231.